PIBAS - PIBAS Plus conventional and Islamic core banking solution: PIBAS Core, PIBAS Shariah, PIBAS Microfinance
Overview:
PIBAS Pakistan is a software company focused on developing end-user solutions for financial institutions. The banking solution of PIBAS include core banking for both conventional and Islamic banking, loans and microfinance, treasury, trade finance, leasing, reconciliation, etc. PIBAS has developed its product suite for conventional and Islamic banks aiming at empowering the financial industry at an affordable cost with increased operational efficiency and better customer service. Their current client base comprises of some leading commercial and retail banks in Pakistan, Oman, Qatar, Tanzania, South Africa and Bahamas.
PIBAS extensive development work continues to further strengthen the application suite by adding new modules and functionalities. As a result, PIBAS Pakistan has consolidated its position as one of the companies in the world that provide end-to-end core banking solutions that are economical, financially viable and quality focused.
PIBAS Pakistan is ISO 9001:2000 certified and has rigorously implemented processes compliant to CMMi quality standards.
Product: PIBAS Plus suite | includes PIBAS Core, PIBAS Sharia, PIBAS Microfinance
The banking solution of PIBAS Plus includes core banking for both conventional and Islamic banking, loans and microfinance, treasury, trade finance, ATM switch controller, web banking, SMS banking, risk management, inter-branch and inter-bank application, Basel-II compliant reporting, reconciliation, CRM, collateral management, central bank returns, signature verification, centralized limits, and MIS reporting.
Additionally, PIBAS has a suite of products for Islamic Banking. These products include, Musharika, Ijarah, Murabaha, Pool Management, Islamic Treasury and Islamic Core Banking.
PIBAS provides its valued clients the flexibility in choosing operational banking environment and deployment strategy thereby minimizing the cost of ownership of total solution and reducing the delivery cost of services to customers. The PIBAS range of products is flexible and parameter driven with enhanced efficiency to cater to the needs of almost all banking operations across the globe.
PIBAS CORE:
• Parameters
• Security
• General Ledger
• Business / Customer Relationship
• Collateral Management
• Centralized Limits
• Signature/Photo Verification
• Audit & Control
• Bank Charges
• Management Information System
• Central Bank Returns
• Account Management
• Financial Transactions
• Deposit Management
• Cheque Management
• Holds & Liens
• Standing Orders/Instructions
PIBAS SHARIAH:
• PIBAS Ijara
• PIBAS Murabaha
• PIBAS Modaraba
• PIBAS Diminishing Musharika
• PIBAS Islamic Treasury
• PIBAS Islamic Trade Finance
PIBAS EXECUTIVE:
• Turn Over Statistics
• Cost of Fund
• Return on Investment
PIBAS VALUE:
• Electronic Clearing System
• Smart Anti Money Laundering System
PIBAS TRADE FINANCE SYSTEM:
• Imports
• Exports
• Import Refinance
LOANS & MICROFINANCE:
• Consumer Loans
• Personal Loans
• Project/Term Loans
• Micro Finance
• Auto Loans
LEASE FINANCE:
• Consumer leases
• Corporate leases
TREASURY MANAGEMENT:
• Money Market
• Forex
• FBP’s
ADDITIONAL MODULES:
PIBAS Link
SMS Banking
Web/Internet Banking
PIBAS Switch Controller
Interface Management System
SWIFT Interface
ATM and POS Interface
PIBAS Reconciliation System
PIBAS Central Bank Return System
Customer / Business Relation System
Collateral Management System
Signature Verification System
Centralized Inter Branch Application
( for more information see PIBAS )
Platform:
• Development Languages: .NET 3.0, VB 6.0, Visual C++, Active Server Pages, Java, Java Scripting, C, C++, WML
• Database Operating System Platform: SQL Server, Oracle 9i, 10g. Any RDBMS supported OS including Windows 2000, XP, UNIX, LINUX, SOLARIS, etc
• Application File Server/Operating System Platform: Windows 2000/2003, XP
• Open System Orientation: ODBC & ADO/ODELB
• Development System & Middle Ware Required for Front/Back Office Operation: Windows 2003, XP
• Network Class/Protocol: Ethernet, TCP / IP
• SSL for all Web Based Applications
• DBMS Client to Server Encryption
• Finger Printing for Login, Transaction Supervision, Override and User Maintenance
• Software Architecture & Security
Besides that, system handles cluster of Online Branches through Regional Processing Centers, supports Voucher Entry through Data Capture Center, Real Time Online Availability During Batch Updates and availability of Network Security Option (Software / Hardware Encryption Comprehensive Security through Software Encryption has been incorporated in the system.
Clients:
NIB Bank, Pakistan Complete Core Banking Solution
United Bank Limited, , Pakistan Reconciliation System
SME Bank, Pakistan PIBAS e-nhance suite of banking products
IGI Bank, Pakistan PIBAS e-nhance suite of banking products
Rozgar Microfinance, Pakistan Complete Core Banking Solution
Bank Islami Pakistan PIBAS Shariah (Islamic) Banking Solution
Oman International Bank, Pakistan PIBAS Core Banking Solution
KASB Modaraba, Pakistan PIBAS Shariah (Islamic) Banking Solution
International:
Bank Saderat Iran, Oman PIBAS e-nhance suite of banking products
Habibsons Bank, Bahamas PIBAS Core Banking Solution
Bank Saderat Iran, Qatar PIBAS e-nhance suite of banking products
Habib Overseas Bank, South Africa PIBAS Core Banking Solution
Savings and Finance Bank, Tanzania PIBAS e-nhance suite of banking products
Habib African Bank, Tanzania PIBAS Core Banking Solution
Contact:
UAE Office:
Office Address: Pioneers Computer Company L.L.C.
Suite 33, Al Arooba Building, Al Arooba Street,
P.O. Box 7010, Sharjah, UAE
Contact Person: S.A. Khalique Qadri (CEO)
Tel: +971 6 568-8592
Fax: +971 6 568-8593
Pakistan Office:
Office Address: PIBAS Pakistan (Pvt.) Limited
22-G/1, Block ‘6’, P.E.C.H.S.,
Karachi, Pakistan.
Contact Person: Dr. Mashhood Qazi (CEO)
Tel: +92 21 452-1212, +92 21 455-5299, +92 21 438-1047
Fax: +92 21 452-8036
Other Offices:
PIBAS Inc. (Canada): Montreal, Canada
PIBAS Africa (Pvt.) Limited: Nairobi, Kenya
PIBAS Nepal: Lalitpur, Nepal
eMail: info@pibas.com
Website URL: www.pibas.com
