Callatay & Wouters - Thaler core banking solution
Overview:
Callataÿ & Wouters is a provider of scalable, end-to-end core banking technology and applications that deliver private wealth back office functionality as well as dedicated front office capabilities including multi-channel distribution. Founded in 1983, Callataÿ & Wouters has a long history of delivering software solutions and services, including system integration, to the finance industry.
Headquartered in Belgium and with a presence in 15 countries, Callataÿ & Wouters serves some 40 clients, including retail, universal and private banks and financial institutions. Its client base includes BNP Paribas, National Savings & Investment, Rabobank, CBA and Alliance & Leicester. In 2007, the company signed a strategic deal with SAP to deliver Thaler on the SAP platform and integrate it with SAP solutions for finance and risk management.
Callataÿ & Wouters is one of the key members of the Banking Industry Architecture Network (BIAN), an independent body committed to the promotion and development of industry standards suitable for SOA.
The solution suite that earlier was described as including a universal banking engine (Thaler), a Banking Intelligence tool (Teran) and a complete e-banking solution (Kyudo) is now consolidated under the Thaler name. The Teran and Kyudo components have now been fully merged into Thaler.
Product: Thaler banking solutions | Thaler core banking solution incorporates former Teran banking intelligence, Kyudo internet banking; Thaler on SAP offers an integrated core-banking, accounting, and risk-management solution (Retail Banking); Thaler Wealth Management (Private Banking); Thaler Direct Banking provides front- and back-office tools for online banking
This proven, multi-channel offering can be run as an integrated end-to-end solution to cover the entire range of core-banking activities or on a modular basis to support individual lines of business. All parts of the Thaler solution suite are designed with the active and direct involvement of professional bankers and specifically focus on the needs of end users. Thaler has been installed at more than 40 banks in 15 countries.
Two layers of individual components organise Thaler’s numerous functions. The Bank Management layer covers all central administrative functions such as customer information management, accounting and risk management. Banking products and operations are addressed by five sets of business components which together make up the second layer, namely Securities, Treasury, Loans, Deposits, Payments.
Vendor’s key points of differentiation:
. C&W provides the sources and toolkits as part of the delivery to the bank
. Can scale to fit large banks of 30 million customers and still manage small clients (3000 customers) on the same platform.
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Bank Management
. Customer information management
. Accounting
. Risk management
. Tariffs and conditions
. Messaging
. General functions
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Products/Operations
. Deposits
. Customer accounts
. Certificates of deposits
. Term deposits
. Interest calculations
. Securities
. Securities ID
. Securities accounting
. Orders
. Corporate actions
. Securities options
. Portfolio valuation
. Model portfolios
. Physical delivery
. Loans
. Mortgage & investment loans
. Personal loans
. Credit revolving
. Term advances
. Commitment credits
. Collateral management
. Credit files
. Credit opening and credit lines
. Treasury
. Foreign exchange
. Loans and deposits
. FX options
. IRS
. FRA
. Payments
. National payments
. Remittances
. Standing orders
. Cheques
. Direct debits
. Bank cards
Technical Framework
. Monitoring
. Technical functions
. Security functions
. User interface
. Thaler console
Tools
. Implementation tools
. Customisation tools
. Release management tools
Interfaces
. Fire - Finreporter (Luxemburg)
. Fire - Finreporter (Belgium)
. Telekurs VDF
. Smartstream (securities reconciliation)
. Smartstream (money reconciliation)
. CCP/CKP
. CCE/CKO
. CODA statements
. Swift messaging
. NIS
. CEC-UCV
. ABB-BVB
. Banksys
. BCC (Visa – Mastercard
(for more information see Callatay & Wouters)
Platform: Thaler runs on a client/server architecture with proven technical components that are industry standards: Unix servers, Windows NT workstations, Tuxedo transaction monitor (BEA), relational databases and TCP-IP networking.
Clients:
(IBS 2007 primarily universal banking | Thaler | Total Customers: 34 / New Signings in Yr: 3)
(IBS 2006 / Thaler Total Customers 29 / Live Sites 29)
(IBS 2005 / Thaler Total Customers 23 / Live Sites 23)
(IBS 2004 / Thaler Total Customers 23 / Live Sites 21)
(IBS 2003 / Thaler Total Customers 21 / Live Sites 23)
Argenta Spaarbank, Argenta (Thaler - Kyudo)
Banque de la Poste, Fortis (Thaler -Teran - Kyudo)
Banque du Brabant, Crédit Mutuel du Nord (Thaler - Teran)
BGL, Fortis (bespoke)
BKCP, Crédit Mutuel du Nord (Thaler - Teran)
Cortal Consors Belgium, BNP Paribas (Thaler - Kyudo)
Crédit Agricole / Landbouwkrediet (Thaler - Kyudo)
Crédit Professionnel Interfederal, Crédit Mutuel du Nord (Thaler - Teran)
CP Banque, Crédit Mutuel du Nord (Thaler - Teran)
Delta Lloyd Bank Belgium, Delta Lloyd (Thaler)
Ethias Bank (Thaler)
KBL Almanij (bespoke)
Eural Dexia (Thaler - Teran - Kyudo)
Mizuho Trust & Banking Luxembourg, Mizuho (Thaler)
Nagelmackers, Delta Lloyd (Thaler)
National Savings & Investments (Thaler)
PT Bank Commonwealth, Commonwealth Bank (Thaler)
Rabobank Belgium - RNCC, Rabo-Robeco (Thaler - Teran)
Rabobank.be Rabo-Robeco (Thaler - Teran - Kyudo)
Record Bank, ING (Thaler - Kyudo)
Robeco Belgium, Rabo-Robeco (Thaler - Kyudo)
Sarasin Rabo Asia Ltd., Rabo-Robeco (Thaler)
Note: C&W has been focusing on the wealth management and private banking segment in the Asian market.
Contact:
Callataÿ & Wouters
Tervuren Plaza
Av. de Tervuren laan 226
B - 1150 Brussels
BELGIUM
Tel: +32 2 777 41 11
Fax: +32 2 777 41 22
eMail: company@cw-thaler.com
3 Pickering Street #01-57
Nankin Row
SINGAPORE 048660
Tel: +65 6236 0578
Fax: +65 6536 6305
eMail: company@c-w.com.sg
Website: www.cw-thaler.com | www.callatay-wouters.com
